I need advice with my relationship.?

My husband have been together 4 five years and we have major problems. We dont have the willpower to spend money wisely, we dont make good choices overall. We are way to wraped up in each other and he does things that he tells me is not okay for me to do. Help!I need advice with my relationship.?
My husband and I have an agreement. If it's OK for him to do, it's OK for me, too. We talk a lot, about everything. We are in way over our heads financially, but sitting down and working it out has been great for us. It has made us stronger as a couple, working things out together. We are madly in love with each other, but we make decisions based on what's best for everyone involved, not just us. We would love to not have to pay attention to anything other than each other, but that's not the way life works. Make an effort to do things separately, try to do something nice for someone else and see if that helps. Just remember to talk about it, whatever the issue is. Make sure he knows how you feel.I need advice with my relationship.?
the first answer to any problem is communication..I have stood by that for a very long time..it seems you both need to sit down and have a serious talk about how you can meet in the middle to solve your problems.and I mean ..lay the problems out and together decide how to solve them..my question to you would be..';what does he do that he says you can't?'; If you wish to keep the relationship working ..talk it out..